Sunday, November 28, 2010

How to Abuse a Notary Commission

How many of my readers are commissioned notary publics, i.e. effectively officers of the state they live in? While the public may view the business of notarizing signatures as the simple wielding of a rubber stamp, those who have earned their notary commissions know the standards are much higher. Misuse of a notary stamp, depending on the circumstances, can be either a misdemeanor or a felony, depending on the jurisdiction. In Florida, “state law makes it a third-degree felony to falsely notarize a document.”

The findings by Florida authorities reviewing the thousands of mortgage documents notarized by employees of David J. Stern’s law offices, often referred to as a “foreclosure mill,” reveal shocking allegations regarding abuses of notary powers. “Shortcuts on the foreclosure paper trail,” an article which appeared in the November 28, 2010 edition of the Sarasota Herald-Tribune contains allegations of almost every notary no-no ever taught in a notary class, including:


  • Employee notarization of documents, “swearing they were accurate when they were not.”

  • Notarization of signatures on dates when the signers could not have been present.

  • Notarization of “lost” mortgage assignments - months after the date they were signed.

  • Notarizing documents with signatures and dates to be filled in later – sometimes after final judgment was entered in the case.

  • Notarizing signatures before the notary’s commission was effective – in some cases as much as a year before the notary actually received her stamp.

  • Team or group use of notary stamps not belonging to the actual persons notarizing the documents.

You couldn’t ask for a clearer list of violations to review with notary students taking the required class hours to sit for the state notary public exam. Unintentional mistakes by ill-trained employees, or grounds for criminal actions against the notaries involved? What do you think?



Source: Sarasota Herald Tribune

7 comments:

Grumpy Humbug said...

My Notary Stamp stays with me at all times, locked safely in my briefcase. If I'm not in the office, it's home with me where nobody else can use it. I'm not going to jail over a signature.

Lady Jessop said...

Notary here and those violations are pretty darn blatant!

Lynne DeVenny said...

GH, me too, I am not spreading that stamp around like peanut butter.

LJ, I just have this vision of all these clueless idiots sitting around a huge conference room table stacked to the ceiling with paper, wildly stamping anything that rustles :(

Anonymous said...

As a notary, I sometimes find myself in a bit of a sticky situation. I have a boss, an attorney and a notary himself, who sometimes demands that I notarize documents that are blank except for the client's signature, and even to make changes to documents that I've previously notarized. I would be interested in a post on how to deal with this issue.

PattiPP said...

Anonymous - you should check the rules for the proper way to handle notarizations in your state. The National Notary Association provides a synopsis of the rules in all states. Then you need to sit down with your boss when it's a good time to talk informally and discuss the rules and how you are uncomfortable with what you are doing. The truth is that notaries can be sued, fined, and even go to jail for not handling notarizations, acknowledgments, etc. correctly.

Get your facts and know the proper procedures. Your boss should be proud of you for making sure that things are done correctly!

Good luck!

Patricia E. Infanti, PP, PLS
NALS President

Robert Koehler said...

Anonymous - What your boss is asking you to do is illegal. If I were you, I would simply print out the relevant statute and show it to him/her:

F.S. 117.107(7): "A notary public may not change anything in a written instrument after it has been signed by anyone."

F.S. 117.107(10): "A notary public may not notarize a signature on a document if the document is incomplete or blank."

Remind your boss that YOU are commissioned as a public official and YOU are the one that will be held responsible for these violations, which could result in the suspension of your commission or even criminal penalties.

I was interviewed for the above-mentioned article in the Sarasota Herald Tribune. I'm mentioned at the very end as a notary trainer.

Lynne DeVenny said...

Patti and Robert, thanks for your helpful comments. Robert, I will definitely check out that article.